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Large Cap Fund SEBI Risk: Very High AMC: ICICI Prudential Mutual Fund

ICICI Prudential Bluechip Fund - Direct Plan - Growth

Benchmark: NIFTY 100 TRI • Manager: Anish Tawakley • Portfolio Date: 2026-09-30
Composite Health Score
84.4/100
INSTITUTIONAL_ALPHA
🔒 Deep Dive

Look-Through Forensics & Audit Narrative

The free report already shows fees, active share, holdings and the headline health score. The Deep Dive opens up what sits underneath the portfolio.

  • Weighted moat score and the top compounder holdings
  • Look-through accounting risk (ASRI) and promoter pledge exposure, with the flagged holdings named
  • Weighted margin of safety: is the portfolio at a DCF discount or premium
  • The written 7-pillar audit narrative, and the Forensic Desk can answer questions on all of it
One-time, permanent for this scheme

01: Dual-Sleeve Constituent Decomposition

Equity holdings evaluated via Forensic Equity Engine; Debt/bonds evaluated via Credit & Solvency Engine.
Equity: 58.0% (Score: 82.0) Debt: 0.0% (Score: 0.0) Cash / TREPS: 8.8%
Identifier Security Name Type Weight Sector / Rating Engine Score Diagnostic Notes
ICICIBANK ↗ ICICI Bank Ltd EQUITY 9.5% Private Banks 82.0 Verified 7-Pillar Equity Dossier Available
RELIANCE ↗ Reliance Industries Ltd EQUITY 9.1% Energy & Petrochemicals 82.0 Verified 7-Pillar Equity Dossier Available
HDFCBANK ↗ HDFC Bank Ltd EQUITY 8.9% Private Banks 82.0 Verified 7-Pillar Equity Dossier Available
TREPS TREPS Margin CASH_EQUIVALENT 8.8% CASH 100.0 Liquid Cash / Sovereign Collateral
INFY ↗ Infosys Ltd EQUITY 7.6% IT Services 82.0 Verified 7-Pillar Equity Dossier Available
LT ↗ Larsen & Toubro Ltd EQUITY 5.8% Infrastructure 82.0 Verified 7-Pillar Equity Dossier Available
TCS ↗ Tata Consultancy Services EQUITY 4.9% IT Services 82.0 Verified 7-Pillar Equity Dossier Available
AXISBANK ↗ Axis Bank Ltd EQUITY 4.5% Private Banks 82.0 Verified 7-Pillar Equity Dossier Available
BHARTIARTL ↗ Bharti Airtel Ltd EQUITY 4.2% Telecom 82.0 Verified 7-Pillar Equity Dossier Available
MARUTI ↗ Maruti Suzuki India EQUITY 3.5% Automobiles 82.0 Verified 7-Pillar Equity Dossier Available

02: True Diversification & Active Share

Exposing Closet Indexing: Active Share AS = 0.5 × ∑|w_fund - w_bench|
Active Share Score
54.2%
MODERATE_ACTIVE

Moderate Active Share: Meaningful benchmark overlap, blended active/passive posture.

Top 10 Holdings Concentration: 66.8%

03 & 04: Risk-Adjusted Alpha & Downside Capture

Evaluating asymmetrical compounding: Downside Capture Ratio vs Upside Capture Ratio.
Sortino Ratio
1.75
Downside Risk Only
Downside Capture
76.0%
Benchmark: ≤ 75%
Capture Spread
+18.0%
UCR (94.0%) - DCR
Hurst Exponent (H)
0.55
Persistent Momentum
3-Year Rolling Return Consistency: 78.0% of windows

05: Intermediary Fee Drag & Wealth Destruction

Direct Plan vs Regular Plan: Compounded wealth transfer to distributor commissions over time.
Annual Distributor Commission Drag
73.0 bps / yr (1.62% - 0.89%)
Time Horizon Direct Plan Value (Net) Regular Plan Value (Net) Cumulative Wealth Lost Percentage Corpus Destroyed
5 Years ₹1,693,424 ₹1,638,521 -₹54,903 3.2%
10 Years ₹2,867,685 ₹2,684,750 -₹182,935 6.4%
15 Years ₹4,856,207 ₹4,399,019 -₹457,188 9.4%
20 Years ₹8,223,618 ₹7,207,884 -₹1,015,734 12.4%

💡 Fiduciary Takeaway: A ₹10.0 Lakh investment loses ₹182,935 over 10 years purely to distributor commissions in the Regular plan.

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