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Balanced Advantage Fund SEBI Risk: Moderately High AMC: Edelweiss Mutual Fund

Edelweiss Balanced Advantage Fund - Direct Plan - Growth

Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index • Manager: Bhavesh Jain • Portfolio Date: 2026-09-30
Composite Health Score
90.9/100
INSTITUTIONAL_ALPHA
🔒 Deep Dive

Look-Through Forensics & Audit Narrative

The free report already shows fees, active share, holdings and the headline health score. The Deep Dive opens up what sits underneath the portfolio.

  • Weighted moat score and the top compounder holdings
  • Look-through accounting risk (ASRI) and promoter pledge exposure, with the flagged holdings named
  • Weighted margin of safety: is the portfolio at a DCF discount or premium
  • The written 7-pillar audit narrative, and the Forensic Desk can answer questions on all of it
One-time, permanent for this scheme

01: Dual-Sleeve Constituent Decomposition

Equity holdings evaluated via Forensic Equity Engine; Debt/bonds evaluated via Credit & Solvency Engine.
Equity: 18.4% (Score: 82.0) Debt: 27.0% (Score: 92.1) Cash / TREPS: 14.6%
Identifier Security Name Type Weight Sector / Rating Engine Score Diagnostic Notes
IN0020230085 ↗ 7.18% Central Government Sovereign G-Sec 2033 DEBT 18.5% SOVEREIGN 92.0 Rating: SOVEREIGN
TREPS TREPS Repo CASH_EQUIVALENT 14.6% CASH 100.0 Liquid Cash / Sovereign Collateral
INE002A08012 ↗ Reliance Industries 8.65% Secured NCD 2028 DEBT 8.5% CRISIL AAA 92.2 CRISIL AAA | YTM: 8.25%
HDFCBANK ↗ HDFC Bank Ltd EQUITY 5.5% Private Banks 82.0 Verified 7-Pillar Equity Dossier Available
ICICIBANK ↗ ICICI Bank Ltd EQUITY 4.8% Private Banks 82.0 Verified 7-Pillar Equity Dossier Available
RELIANCE ↗ Reliance Industries Ltd EQUITY 4.2% Energy & Conglomerate 82.0 Verified 7-Pillar Equity Dossier Available
INFY ↗ Infosys Ltd EQUITY 3.9% IT Services 82.0 Verified 7-Pillar Equity Dossier Available

02: True Diversification & Active Share

Exposing Closet Indexing: Active Share AS = 0.5 × ∑|w_fund - w_bench|
Active Share Score
61.0%
TRUE_ACTIVE_ALPHA

High Active Share: Portfolio significantly deviates from the passive benchmark, justified active fee.

Top 10 Holdings Concentration: 60.0%

03 & 04: Risk-Adjusted Alpha & Downside Capture

Evaluating asymmetrical compounding: Downside Capture Ratio vs Upside Capture Ratio.
Sortino Ratio
1.98
Downside Risk Only
Downside Capture
56.0%
Benchmark: ≤ 75%
Capture Spread
+20.0%
UCR (76.0%) - DCR
Hurst Exponent (H)
0.6
Persistent Momentum
3-Year Rolling Return Consistency: 84.0% of windows

05: Intermediary Fee Drag & Wealth Destruction

Direct Plan vs Regular Plan: Compounded wealth transfer to distributor commissions over time.
Annual Distributor Commission Drag
87.0 bps / yr (1.58% - 0.71%)
Time Horizon Direct Plan Value (Net) Regular Plan Value (Net) Cumulative Wealth Lost Percentage Corpus Destroyed
5 Years ₹1,707,185 ₹1,641,492 -₹65,694 3.8%
10 Years ₹2,914,482 ₹2,694,495 -₹219,987 7.5%
15 Years ₹4,975,562 ₹4,422,992 -₹552,570 11.1%
20 Years ₹8,494,207 ₹7,260,305 -₹1,233,902 14.5%

💡 Fiduciary Takeaway: A ₹10.0 Lakh investment loses ₹219,987 over 10 years purely to distributor commissions in the Regular plan.

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